DSW Basisverzekering
DSW
RestitutieAny provider, full reimbursementBest value
Monthly premium
€158.50
/month
DSW is the hidden gem of Dutch health insurance. They're the only major insurer offering a restitutie basic policy — meaning full provider freedom — at a price that competes with natura plans. No network restrictions, no fuss. DSW is also known for being unusually transparent and consumer-friendly.
Coverage Details
🏥
GP (huisarts)
Always covered under Dutch law
Standard
👨⚕️
Specialist care
Referral from GP required
Standard
🏨
Hospital care
Full coverage at contracted hospitals
Standard
💊
Prescriptions
Covered from the GVS medicines list
Standard
🤰
Maternity care
Full coverage including midwife
Standard
🦷
Dental care
Available via supplementary policy
Not included
💪
Physiotherapy
Available via supplementary policy
Not included
🧠
Mental healthcare
Covered with GP referral
Included
🌿
Alternative medicine
Not covered in this plan
Not included
Pros & Cons
Best For
Deductible (Eigen Risico)
Ready to Sign Up?
You'll be redirected to DSW's website to complete your application.
Switching is free — you can change insurers every year before January 1st.
Related Plans
Other plans from DSW
DSW Basisverzekering
€158.50/month