ONVZ Vrije Keuze
ONVZ
RestitutieAny provider, full reimbursement
Monthly premium
€166.10
/month
ONVZ's premium restitutie plan — built for expats and professionals who want complete provider freedom. ONVZ is known for catering to internationally-minded clients, with excellent English support and experience handling cross-border healthcare. The 'Vrije Keuze' (free choice) name is their promise.
Coverage Details
🏥
GP (huisarts)
Always covered under Dutch law
Standard
👨⚕️
Specialist care
Referral from GP required
Standard
🏨
Hospital care
Full coverage at contracted hospitals
Standard
💊
Prescriptions
Covered from the GVS medicines list
Standard
🤰
Maternity care
Full coverage including midwife
Standard
🦷
Dental care
Available via supplementary policy
Not included
💪
Physiotherapy
Available via supplementary policy
Not included
🧠
Mental healthcare
Covered with GP referral
Included
🌿
Alternative medicine
Not covered in this plan
Not included
Pros & Cons
Best For
Deductible (Eigen Risico)
Ready to Sign Up?
You'll be redirected to ONVZ's website to complete your application.
Switching is free — you can change insurers every year before January 1st.
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ONVZ Vrije Keuze
€166.10/month