Basis Exclusief
Zilveren Kruis
CombinatieMix of contracted and free choiceGood all-rounder
Monthly premium
€176.45
/month
The premium option from Zilveren Kruis — complete freedom to see any doctor, specialist, or therapist in the Netherlands (or abroad) with full reimbursement. Every extra is included: dental, physio, mental health, and alternative medicine. This is the plan expats love when they want zero restrictions.
Coverage Details
🏥
GP (huisarts)
Always covered under Dutch law
Standard
👨⚕️
Specialist care
Referral from GP required
Standard
🏨
Hospital care
Full coverage at contracted hospitals
Standard
💊
Prescriptions
Covered from the GVS medicines list
Standard
🤰
Maternity care
Full coverage including midwife
Standard
🦷
Dental care
Included in this plan
Included
💪
Physiotherapy
Available via supplementary policy
Not included
🧠
Mental healthcare
Covered with GP referral
Included
🌿
Alternative medicine
Not covered in this plan
Not included
Pros & Cons
Best For
Deductible (Eigen Risico)
Ready to Sign Up?
You'll be redirected to Zilveren Kruis's website to complete your application.
Switching is free — you can change insurers every year before January 1st.
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Basis Exclusief
€176.45/month