NN Optimaal
Nationale-Nederlanden
RestitutieAny provider, full reimbursement
Monthly premium
€153.00
/month
Top restitutie policy offering full provider freedom and all major additional coverages.
Coverage Details
🦷Dental careIncluded
💪PhysiotherapyIncluded
🧠Mental healthcareIncluded
🌿Alternative medicineIncluded
✓ Pros
- •Dental care included
- •Physiotherapy covered
- •Mental health support included
- •Alternative medicine covered
- •Freedom to choose any provider
- •Standard deductible (€385)
✗ Cons
- •Higher monthly premium
Best For
👤
Expats who want freedom to visit any doctor or specialist, including providers abroad or those not contracted with Dutch insurers.
Deductible (Eigen Risico)
€385
This plan has the standard €385 yearly deductible. This is the amount you pay out-of-pocket before your insurance starts covering costs (except GP visits and maternity care, which are always fully covered).
Ready to Sign Up?
Go to Nationale-NederlandenYou'll be redirected to Nationale-Nederlanden's website to complete your application.