ONVZ

Vrije Keuze Basisverzekering

ONVZ
RestitutieAny provider, full reimbursement
Monthly premium
145.25
/month

Premium restitutie policy with complete provider freedom for expats and professionals.

Coverage Details

🦷Dental careNot included
💪PhysiotherapyNot included
🧠Mental healthcareIncluded
🌿Alternative medicineNot included

Pros

  • Mental health support included
  • Freedom to choose any provider
  • Standard deductible (€385)

Cons

  • No dental coverage
  • Physiotherapy not included
  • No alternative medicine coverage

Best For

👤

Expats who want freedom to visit any doctor or specialist, including providers abroad or those not contracted with Dutch insurers.

Deductible (Eigen Risico)

385
This plan has the standard €385 yearly deductible. This is the amount you pay out-of-pocket before your insurance starts covering costs (except GP visits and maternity care, which are always fully covered).

Ready to Sign Up?

Go to ONVZ

You'll be redirected to ONVZ's website to complete your application.

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