Basis Zorgverzekering
Zilveren Kruis
NaturaContracted providers onlyBest budget
Monthly premium
€153.95
/month
The no-fuss starter plan from the Netherlands' biggest insurer. You get solid basic coverage, a huge network of contracted doctors and hospitals, and one of the most recognised names in Dutch healthcare. If you just want reliable insurance without extras, this is it.
Coverage Details
🏥
GP (huisarts)
Always covered under Dutch law
Standard
👨⚕️
Specialist care
Referral from GP required
Standard
🏨
Hospital care
Full coverage at contracted hospitals
Standard
💊
Prescriptions
Covered from the GVS medicines list
Standard
🤰
Maternity care
Full coverage including midwife
Standard
🦷
Dental care
Available via supplementary policy
Not included
💪
Physiotherapy
Available via supplementary policy
Not included
🧠
Mental healthcare
Covered with GP referral
Included
🌿
Alternative medicine
Not covered in this plan
Not included
Pros & Cons
Best For
Deductible (Eigen Risico)
Ready to Sign Up?
You'll be redirected to Zilveren Kruis's website to complete your application.
Switching is free — you can change insurers every year before January 1st.
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Basis Zorgverzekering
€153.95/month