CZ Zorgkeuzepolis
CZ
CombinatieMix of contracted and free choiceGood all-rounder
Monthly premium
€177.50
/month
CZ's middle ground — dental coverage included, plus more freedom to pick your own providers. The combinatie model means you get contracted rates when convenient but aren't locked in. A solid upgrade from the basics without going premium.
Coverage Details
🏥
GP (huisarts)
Always covered under Dutch law
Standard
👨⚕️
Specialist care
Referral from GP required
Standard
🏨
Hospital care
Full coverage at contracted hospitals
Standard
💊
Prescriptions
Covered from the GVS medicines list
Standard
🤰
Maternity care
Full coverage including midwife
Standard
🦷
Dental care
Included in this plan
Included
💪
Physiotherapy
Available via supplementary policy
Not included
🧠
Mental healthcare
Covered with GP referral
Included
🌿
Alternative medicine
Not covered in this plan
Not included
Pros & Cons
Best For
Deductible (Eigen Risico)
Ready to Sign Up?
You'll be redirected to CZ's website to complete your application.
Switching is free — you can change insurers every year before January 1st.
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CZ Zorgkeuzepolis
€177.50/month