CZ Zorgbewust
CZ
NaturaContracted providers onlyBest budget
Monthly premium
€141.95
/month
The cost-cutter's choice. CZ Zorgbewust has the lowest premium in our comparison by trading a higher deductible (€885 instead of €385). If you rarely visit the doctor beyond your free GP appointments, this saves you real money — about €270/year in premiums vs standard plans.
Coverage Details
🏥
GP (huisarts)
Always covered under Dutch law
Standard
👨⚕️
Specialist care
Referral from GP required
Standard
🏨
Hospital care
Full coverage at contracted hospitals
Standard
💊
Prescriptions
Covered from the GVS medicines list
Standard
🤰
Maternity care
Full coverage including midwife
Standard
🦷
Dental care
Available via supplementary policy
Not included
💪
Physiotherapy
Available via supplementary policy
Not included
🧠
Mental healthcare
Covered with GP referral
Included
🌿
Alternative medicine
Not covered in this plan
Not included
Pros & Cons
Best For
Deductible (Eigen Risico)
Ready to Sign Up?
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Switching is free — you can change insurers every year before January 1st.
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CZ Zorgbewust
€141.95/month