ik kies zelf Basis
ik kies zelf
NaturaContracted providers onlyBest budget
Monthly premium
€154.50
/month
ik kies zelf (formerly Ditzo) is a.s.r.'s digital-first brand — everything online, no physical offices, no phone queues. The trade-off: a very competitive premium. If you're comfortable managing your insurance through an app, this is one of the smartest budget choices.
Coverage Details
🏥
GP (huisarts)
Always covered under Dutch law
Standard
👨⚕️
Specialist care
Referral from GP required
Standard
🏨
Hospital care
Full coverage at contracted hospitals
Standard
💊
Prescriptions
Covered from the GVS medicines list
Standard
🤰
Maternity care
Full coverage including midwife
Standard
🦷
Dental care
Available via supplementary policy
Not included
💪
Physiotherapy
Available via supplementary policy
Not included
🧠
Mental healthcare
Covered with GP referral
Included
🌿
Alternative medicine
Not covered in this plan
Not included
Pros & Cons
Best For
Deductible (Eigen Risico)
Ready to Sign Up?
You'll be redirected to ik kies zelf's website to complete your application.
Switching is free — you can change insurers every year before January 1st.
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ik kies zelf Basis
€154.50/month