FBTO Basis
FBTO
NaturaContracted providers only
Monthly premium
€120.75
/month
Lean online natura policy from Achmea's value brand — straightforward coverage, competitive price.
Coverage Details
🦷Dental careNot included
💪PhysiotherapyNot included
🧠Mental healthcareIncluded
🌿Alternative medicineNot included
✓ Pros
- •Affordable monthly premium
- •Mental health support included
- •Standard deductible (€385)
✗ Cons
- •No dental coverage
- •Physiotherapy not included
- •No alternative medicine coverage
- •Must use contracted providers
Best For
👤
Young expats who want basic coverage at the lowest cost. Ideal if you're healthy and rarely need medical care beyond a GP visit.
Deductible (Eigen Risico)
€385
This plan has the standard €385 yearly deductible. This is the amount you pay out-of-pocket before your insurance starts covering costs (except GP visits and maternity care, which are always fully covered).
Ready to Sign Up?
Go to FBTOYou'll be redirected to FBTO's website to complete your application.
