FBTO Basis
FBTO
NaturaContracted providers onlyBest budget
Monthly premium
€148.75
/month
FBTO is Achmea's online value brand — lean, digital, and cheap. The FBTO Basis plan strips away everything except what's legally required, resulting in one of the lowest premiums in the market at €148.75/month. No frills, but solid Achmea infrastructure behind it.
Coverage Details
🏥
GP (huisarts)
Always covered under Dutch law
Standard
👨⚕️
Specialist care
Referral from GP required
Standard
🏨
Hospital care
Full coverage at contracted hospitals
Standard
💊
Prescriptions
Covered from the GVS medicines list
Standard
🤰
Maternity care
Full coverage including midwife
Standard
🦷
Dental care
Available via supplementary policy
Not included
💪
Physiotherapy
Available via supplementary policy
Not included
🧠
Mental healthcare
Covered with GP referral
Included
🌿
Alternative medicine
Not covered in this plan
Not included
Pros & Cons
Best For
Deductible (Eigen Risico)
Ready to Sign Up?
You'll be redirected to FBTO's website to complete your application.
Switching is free — you can change insurers every year before January 1st.
Related Plans
Other plans from FBTO
FBTO Basis
€148.75/month