FBTO Zorgpolis
FBTO
CombinatieMix of contracted and free choiceGood all-rounder
Monthly premium
€167.95
/month
FBTO Zorgpolis adds dental and combinatie flexibility to FBTO's online-first approach. At €167.95/month you get dental included with the option to visit non-contracted providers — all managed through the FBTO app.
Coverage Details
🏥
GP (huisarts)
Always covered under Dutch law
Standard
👨⚕️
Specialist care
Referral from GP required
Standard
🏨
Hospital care
Full coverage at contracted hospitals
Standard
💊
Prescriptions
Covered from the GVS medicines list
Standard
🤰
Maternity care
Full coverage including midwife
Standard
🦷
Dental care
Included in this plan
Included
💪
Physiotherapy
Available via supplementary policy
Not included
🧠
Mental healthcare
Covered with GP referral
Included
🌿
Alternative medicine
Not covered in this plan
Not included
Pros & Cons
Best For
Deductible (Eigen Risico)
Ready to Sign Up?
You'll be redirected to FBTO's website to complete your application.
Switching is free — you can change insurers every year before January 1st.
Related Plans
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FBTO Zorgpolis
€167.95/month